How we can help?
Short Term Medical Insurance is purchased for a defined period of time, and pays benefits for losses that occur due to sickness or accident. Our plans provide coverage for a broad range of inpatient and outpatient procedures and are ideal for anyone who has had a change of employment, is looking to fill gaps in coverage, or who needs an insurance plan that is an affordable option while still providing benefits for a range of services and procedures.
The highlights of STM include: year-round enrollment with no open enrollment period, coverage for individuals and families, and often a cheaper alternative to ACA/Exchange medical plans.
* These plans are not intended to be a replacement for major medical insurance and do not meet Minimum Essential Coverage as defined by the ACA. You may still be subject to a tax penalty.