An Insurance Company Focused On Helping You With The Ever-Rising Cost of Healthcare


Through our plans, members receive health benefits customized to their insurance needs, becoming better equipped to meet the financial demands of ever-rising healthcare costs.


We believe the key to affordable healthcare is the flexibility to customize your plan to match both your needs, and budget.


With rapidly changing market conditions, leveraging technology and data is key to staying ahead of the curve, and providing consumers with a simple and smooth insurance process.


As members and business partners, you place your trust in us. We build our trusted relationships on a foundation of commitment. That is our promise.

What's Great about the Plans.


Feel good about your choices

Return any policy for any reason within 30 days after receipt for a full refund of all premiums paid.


12-Month Rate Guarantee

No rate increase for the first 12 months, as long as the premiums are paid on time.


Guaranteed Renewable

No worries of reduced benefits or cancelled coverage for the life of the policy, as long as the premiums are paid on time.


Freedom to choose your doctors

You control and choose the physicians who you trust for your care, that accept Medicare patients.


Go direct to your doctors

You can go directly to the physicians and specialists you choose, that accept Medicare patients, without pre-certifications and pre-approvals.


Benefits stay the same

You always know what your benefits are with this standard plan... no surprises or re-evaluations year-after-year.


Portable Coverage

You are not restricted to use a network of health care providers. If you move, your coverage goes with you.

Products Approved In Your State


Partnering with AFSLIC has always been a positive experience. They are solution focused team players, with responsive communication. We look forward to collaborating on programs for years to come.

Third Party Administrator

I recently had surgery on my neck. I had no deductible and only paid 2,500 on a 25,000 dollar surgery. Thank you so much and I highly recommend to all friends and family members.

Shane, AFSLIC Member