Medical Stop Loss

Providing health insurance to your employees shouldn’t hurt your bottom line.

Stop-loss reinsurance shifts the risk of catastrophic claims away from your company and onto the reinsurers. This financial protection allows companies that self-fund their health plan to take advantage of all the benefits and cost savings of paying their own claims, while having an added layer of loss prevention. Employers can limit their liability by purchasing both specific (individual) coverage and aggregate (group) coverage in varying amounts.

Regardless of your company’s risk appetite and financial goals, AFSLIC and our partners have a tailored stop loss solution for you.

Our Services

Medical Stop Loss

Claims Management


Partnering with AFSLIC has always been a positive experience. They are solution focused team players, with responsive communication. We look forward to collaborating on programs for years to come.

-Third Party Administrator

I recently had surgery on my neck. I had no deductible and only paid 2,500 on a 25,000 dollar surgery. Thank you so much and I highly recommend to all friends and family members.

-Shane, AFSLIC Member