One less thing on your plate, we manage risk for your employees’ healthcare

Providing healthcare to your employees is both essential and costly. We assist companies who self-fund their employees’ health and medical expenses, with stop-loss insurance that mitigates the cost of catastrophic claims. This financial protection allows companies to take advantage of all the benefits and cost savings of paying their own claims, while having the added layer of loss prevention from high-dollar claims.

Through strategic business partnerships, AFSLIC is a reinsurer with the ability to tap into a wealth of knowledge and experience, connecting employer groups to teams of top underwriting, sales, and self-funding professionals.

Our teams can customize a medical stop loss policy to suit the risk appetite and financial goals of any self-funded employer.


Partnering with AFSLIC has always been a positive experience. They are solution focused team players, with responsive communication. We look forward to collaborating on programs for years to come.

-Third Party Administrator

I recently had surgery on my neck. I had no deductible and only paid 2,500 on a 25,000 dollar surgery. Thank you so much and I highly recommend to all friends and family members.

-Shane, AFSLIC Member